Financial, Insurance & Legal Resources

A curated network of financial and professional resources that may support buyers, sellers, investors, and homeowners across Greater Seattle and the Eastside.

Cindy Kelly's Professional Resource Network

Professional Resources for the Decisions Around Real Estate

Buying, selling, owning, or investing in real estate can involve professionals beyond the real estate agent. Depending on the situation, a client may want to speak with a lender, accountant, financial advisor, exchange professional, or attorney.

Cindy Kelly & Associates has compiled this Greater Seattle and Eastside resource network as a practical starting point for clients who need an additional professional connection during or beyond a real estate transaction.

Each profession serves a different purpose. Browse the categories below, then contact the professional directly to confirm current availability and whether their services fit your individual needs.

Home Financing Resources

Mortgage & Residential Lending Contacts

A mortgage or loan professional can be a useful resource when a buyer wants to understand the financing process, required documentation, available pathways, or next steps for a particular purchase.

Beginning the Financing Conversation

Buyers often start by sharing their home-search goals, preferred property type, expected timing, and broader financing questions so a lender can explain its own process.

Property Type Can Matter

A condominium, detached home, investment property, or other property type may lead to different financing questions. A lender can explain how its programs and process apply to a particular purchase.

Financial Professionals

Accounting & Financial Planning Resources

Real estate can intersect with a client's broader financial picture. Cindy's directory includes accounting, financial planning, and business payment-service contacts for clients who need conversations outside the scope of real estate representation.

Financial Advisor

Mark Sterley

Pacific Capital Resource Group

425.641.8788  x 236

An accountant and a financial advisor serve different roles. If you are unsure which type of professional fits your question, briefly describe what you are trying to understand when you make initial contact.

Investment Property Resources

1031 Exchange Contacts

Investment-property transitions can involve specialized professionals beyond the real estate team. Cindy's directory includes two contacts identified specifically with 1031 exchange services.

Account Manager — 1031 Exchange

Kevin Hummel

1031 Exchange

253.284.3814

1031 Exchange Advisor

Annamarie Kooning

Leader Bank - NW 1031 Exchange Advisor

855.425.1031

A 1031 exchange is a specialized area that can involve several professional disciplines. If it is relevant to your real estate plans, speak directly with the appropriate exchange, accounting, or other professional about your individual circumstances.

Business & Commercial

Commercial Lending Resource

Commercial and business-related financing can involve a different process from a typical residential mortgage. Cindy's directory includes a separate commercial lending contact for clients who need a starting point in this area.

Understanding the Network

Which Professional Handles What?

These professionals may all become part of a broader real estate conversation, but they do not perform the same work. Matching the question to the appropriate specialty can make the resource directory easier to use.

Financing

Mortgage Professional

A resource for questions about residential financing, application steps, documentation, and the lender's own process for a planned home purchase.

Accounting

Accountant

A resource when a client's real estate plans intersect with accounting, record keeping, or tax questions specific to their own financial circumstances.

Planning

Financial Advisor

A resource for broader financial-planning conversations that extend beyond the purchase or sale of a particular home.

Investment Property

1031 Exchange Professional

A specialized resource for clients whose property plans involve an exchange-related conversation.

Property Matters

Real Estate Attorney

A legal professional focused on real-estate-related matters when a client has a question that calls for legal guidance.

Other Legal Needs

Specialty Attorney

Business, landlord-tenant, family, and estate matters may call for an attorney whose practice focuses on that specific area.

Homeownership Planning

Where Insurance Fits Into the Conversation

Insurance is another professional conversation that can become relevant when purchasing or owning a home. It is separate from mortgage lending, real estate representation, accounting, and legal services.

Property characteristics, intended use, and a homeowner's own needs can influence the questions they bring to an insurance professional. For policy-specific information, work directly with the insurance professional you choose.

From Search to Homeownership

Where These Resources May Fit

Not every transaction involves every professional on this page. The right resource depends on the client, property, ownership structure, and questions that come up along the way.

01

Before the Home Search

Buyers may choose to begin a financing conversation before narrowing down homes and communities.

02

During a Purchase

Questions involving financing, ownership, business interests, or another specialty may lead to an additional professional.

03

When Selling or Investing

Accountants, advisors, attorneys, or exchange professionals may become relevant depending on the owner's plans.

04

After Closing

Some of these professional relationships may remain useful as ownership, investment, business, or estate needs evolve.

Before You Reach Out

Make the First Conversation More Useful

You do not need to have every detail figured out before contacting a professional. A little context can help them understand what kind of conversation you are looking for.

01

Explain Your Goal

Share whether your question relates to buying, selling, owning, investing, business, or another need.

02

Share Relevant Context

If a property is involved, provide the location and basic property type when it is useful to the conversation.

03

Confirm the Specialty

Make sure the professional's area of work matches the question you are trying to address.

04

Confirm Availability

Professional availability and service areas can change, so coordinate directly with the contact you choose.

Professional Resource FAQs

Common Questions About Cindy's Resource Network

What types of financial professionals are included?

Cindy's directory includes mortgage lenders, a loan officer, accountants, financial advisors, a commercial lender, 1031 exchange resources, and a credit-card merchant contact.

Does the directory include mortgage lenders?

Yes. Cindy's current resource list includes several mortgage and residential lending contacts, along with a separate commercial lending resource.

What is the difference between an accountant and a financial advisor?

They serve different professional roles. An accountant may address accounting and tax-related questions, while a financial advisor may work with broader financial planning. Contact the professional directly about the scope of their services.

Are 1031 exchange resources included?

Yes. Cindy's current directory includes Kevin Hummel and Annamarie Kooning as contacts identified with 1031 exchange services.

Is there a commercial lending contact?

Yes. Christine Chi of Banner Bank Bellevue is included in Cindy's source directory as a commercial lending contact.

Does Cindy's directory include real estate attorneys?

Yes. John Sherwood and Magnus Andersson are listed as real estate attorney resources in Cindy's directory.

What other legal specialties are represented?

The current directory also includes contacts identified with business law, landlord and tenant matters, trusts and estates, and family law.

Where can I find home inspection and household-service resources?

Cindy maintains separate inspection and appraisal and household services directories for property-specific needs.

Cindy Kelly & Associates

A Real Estate Resource Beyond the Property Search

A real estate decision can involve many moving pieces. Cindy Kelly & Associates combines local real estate guidance with a longstanding network of professionals and homeowner resources across Greater Seattle and the Eastside.

WORK WITH US

Cindy Kelly and Associates pride ourselves on delivering concierge level service with impressive results for our clients. Whether you are buying, selling or investing, we are committed to a seamless process from list to close; because your success is our success!

Contact Us

Follow Us on Instagram